Two former Chelsea Credit Union employees charged with embezzlement scheme

Two women were charged in Chelsea District Court on Wednesday with embezzling $137,000 from a Chelsea credit union where they previously worked, officials said.

Morelia Juma, of Lynn, and Erna Sejdinovic, of Malden, each face charges of theft of more than $1,200 and embezzlement from a bank, according to a statement from the office of Suffolk District Attorney Kevin Hayden. Juma and Sejdinovic were both posted on $1,000 bond and are due back in court on August 29, the statement said.

A lawyer for Sejdinovic could not immediately be reached for comment. There was no attorney for Juma listed in court records Wednesday night.

Prosecutors allege Sejdinovic, 26, used her position as a Metro Credit Union employee to funnel fraudulent discounts into the account of Juma, 25, who had quit her job at the credit union. Sejdinovic also allegedly increased the payment limit on his alleged partner’s debit card, allowing Juma to make “almost daily” withdrawals from ATMs in increasing amounts and frequencies over a six-month period, prosecutors say.

Bank officials discovered the scheme in February, the statement said. Sejdinovic is no longer employed at Metro Credit Union.

“They’re not the first people to come up with a scheme they thought would escape scrutiny, and they’re not the first to find out how wrong they were,” Hayden said in the statement.


Camilo Fonseca can be contacted at [email protected] Follow him on Twitter @fonseca_esq.

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