Does Home Insurance Cover Mold?
How to spot mold in your home
Homeowners can spot mold in their home by smelling, seeing, or getting sick from the mold. The faster you catch mold, the less damage there will be from the spread of mold. The more mold has spread, the more expensive it will be to repair the damage.
Places where mold can grow include:
- Behind the walls
- Under the carpets
- Behind your fridge
- Between the bathroom tiles
- Wet areas such as the kitchen or bathroom
- Poorly ventilated or poorly lit areas
Mold can have a soft, fuzzy texture, and if the pattern is more even, it could be what’s called a mold colony. It also has a musty smell like rotten leaves in fall, and the stronger the smell, the more mold is likely to be in that area.
It could also be a situation where the mold smell occurs when you turn on the air conditioning or heating in your home, which probably means that the mold is in your air conditioning or heating system.
Sometimes when you can’t see mold, but can smell it, it can be in an inconspicuous place like under the carpet, behind an appliance, or inside the wall. If you can’t spot mold but can smell it, you can also call a mold inspection team to help locate it.
Illness from exposure to mold is another unfortunate way homeowners find out they have mold. Some physical symptoms to watch out for include:
- Sore eyes or throat
- Cough or sneeze
- Runny or congested nose
- Itchy skin or asthma
These symptoms are not necessarily due to mold as they are characteristic of many diseases ranging from allergies to viral infection. However, if you find that your symptoms get worse as you spend time at home, there could be a link between your illness and mold growth in your home.